Quigley

Talk to an Agent: (818) 707-1328

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Boat and Personal Watercraft in Camarillo, CaliforniaBoat insurance agent camarillo

Float easy knowing your Karen & Michael Quigley Insurance Agency specialized boat insurance policy is just right for your boat or personal watercraft. Just like automobile insurance, we make boat insurance easy and affordable. Ask about discounts for bundling your policies!
Boat Insurance Options

Being an independent agent means we represent many carriers for a boat insurance policy! There are coverage options abound and you can get specialized coverage, such as Roadside Assistance, On-Water Towing, Total Loss Replacement and more.

Ask for a Boat Insurance Quote Today!

A Karen & Michael Quigley Insurance Agency agent will assess your coverage needs and wade through the many options available, presenting you with the best for your needs and budget.

Boat insurance covers a wide range of boats from personal watercraft to sailboats, fishing vessels to drift boats, no specialized policy needed! Ask your Karen & Michael Quigley Insurance Agency agent about a quote!

Looking for Motorcycle Insurance? We sell that too!

Karen & Michael Quigley Insurance Agency will work hard to ensure you’re covered on the water and that your coverage needs are met. Give us a call today at 818-707-1328 to start a quote. When shopping for boat insurance in California, there are some things you should keep in mind.

  • Navigational Area: Many companies offer protection that covers you up to 75 miles from the U.S. coastline, into Canadian coastal or inland waters and into the Pacific coastal waters of Mexico. Some companies offer additional options for further navigation. Inquire today!
  • Agreed Value Coverage:  Boat and personal watercraft depreciate over time; it’s a fact. Having your watercraft insured at actual cash value can make it difficult to replace a boat that’s been stolen or destroyed. Agreed value coverage means that if your boat is a total loss you will get the value you insured it for, minus your deductible. Don’t depend on a homeowner’s policy to insure a boat. Ask an agent about  a specialized boat policy for your boat.
  • Liability: Personal liability coverage  provides coverage to you for damaging other boaters if you’re found to be at fault for an accident on the water. This coverage pays to repair or replace their property as well as any medical care, lost wages and other costs resulting from the accident.
  • Medical Payments: Medical payments coverage will cover your or your passenger’s medical bills as a result of an accident on  the water. The coverage limits vary and covers you, your passengers and even your water skiers/tubers while being pulled behind your boat,  regardless of fault.
  • Physical Damage Coverage: Physical damage coverage is  available and pays to repair or replace your watercraft, its motor, any permanently attached equipment and your trailer, if it is damaged during a covered loss or stolen.
  • Uninsured/Underinsured Watercraft Bodily Injury: Many boaters choose not to get insurance. If you are hit by an uninsured or underinsured boater and you are injured, this type of coverage pays for medical treatment, lost wages and other costs. Ask an agent today about UM/UMBI coverage for your boat today!
  • Fuel Spill Liability and Wreckage Removal: In the very unfortunate event that your boat should sink or be damaged on the  water, there is a possibility of a fuel leak.  As the boat’s owner you are liable to clean  this fuel up, which can be very time consuming and expensive. Ensure that your boat policy covers you for fuel spill liability and wreckage removal.
  • Personal Effects:  Your watercraft policy can provide coverage for many personal effects such as clothes, cell phones and fishing equipment that are on your boat. Make  sure you’re properly insured on the water by talking to one of our qualified insurance agents today.
  • Emergency Assistance: The Emergency Assistance Package provides coverage for towing, labor and delivery of gas, oil or loaned battery if the watercraft is disabled while on the water.

More coverage is available. A Karen & Michael Quigley Insurance Agency agent will go over all coverages with you so you can make an informed decision about what coverages are right for you.

Keeping Boat Insurance Afloat in the Off Season

Summer is over, and you’ve taken your boat out of the water. To save a few dollars, you cancel your boat insurance. After all, what could possibly happen to your baby while it’s hibernating? A lot, according to Progressive.

“You’d be shocked at the number of claims filed in colder months,” says Dominic Mediate of Progressive. “Nearly two out of every 10 Progressive boat claims filed in northern states happen between Labor Day and Memorial Day.”

Don’t gamble that nothing bad will happen. Common off-season claims include:

Fire, Theft, Vandalism and Flooding — Most claims are filed for one of these reasons, which can occur anytime of year. Without coverage, boats damaged by fire, theft, vandalism or flooding aren’t protected.

Injuries that Occur on or Around Your Boat — Some boaters don’t realize they could be responsible for injuries that occur on or around their boat — even if the injured person was there illegally. Without liability coverage, you could be responsible for the damages or the injured person’s medical bills.

Check your policy and consult with your independent insurance agent before making any decisions.

Contact Quigley Insurance Agency

Quigley Insurance Agency
803 Camarillo Springs Road, Suite E
Camarillo, CA 93012
Phone: 818-707-1328
Fax: 818-707-1410
Agent/Broker License# 0F79333
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Client Testimonials

  • “Karen, I cannot tell you how much we appreciate everything you do for us. Your assistance with Blue Shield was invaluable. You are a light at the end of the tunnel and a blessing in our lives.”

     

    John L.

  • “Karen, thank you for helping us navigate the crazy insurance market during the last few months. We’re so glad we met you and you are handling all our insurance.”

     

    Cheryl & Joe S.

  • “Thank you my dear friend Karen for being the best insurance broker in the West. You go way above and beyond. I found a medical policy that has excellent benefits at a competitive rate.”

     

    Monique P.

  • “Thank you Karen! You are a world class agent for stepping up and assisting me with my claim. I appreciate your help more than you know and highly recommend your excellent service!”

     

    Steve P.

  • “We have been a client of the Quigley Insurance Agency for over seven years. During this time, we have relied on Karen’s advice and expertise. She has guided us with our medical, long term care, auto, home, and earthquake insurance policies. Karen is always responsive to our concerns. We have recommended several of our friends to the Quigley Insurance Agency because we know they are in good hands.”

     

    Carol & Ed P.

  • “I am extremely pleased with the excellent service of the Quigley Insurance Agency. So often one has to fight with an agent over an issue or concern. This agency is there to help in any way they can with the utmost professionalism. I am here to recommend them in any way possible.”

     

    Louis L.

  • “We have been working with Michael for over five years. As our needs have changed, and insurance companies have changed their terms and premiums, he has worked with us to provide the coverage we need while keeping our costs in mind. We feel Michael has been professional, responsive, and proactive in finding us the best value for our insurance needs.”

     

    Debbie & William H.

  • “I refer everyone to Karen and tell them she is the best insurance agent in the industry!”

     

    Ray C.

  • “I have been working with Michael since 2008. He is incredibly knowledgeable, consultative, and proactive in helping our family business find the best coverage for the best price for our commercial properties. I highly recommend his services.”

     

    Deborah L.

  • “I come from a family of insurance people and understand the value of being covered for the unknowns. When I moved to LA in 1996 a friend referred me to Karen. I have been with her since then and our lives and business have grown with her and Michael’s support and knowledge. We have both personal and business insurance with her agency. If I have an issue, Karen and Michael always have an answer, options and solutions. There is a sense of security knowing they are taking care of us.”

    Jeanne L

Referral Program

Tell us about someone who would be interested in a free insurance quote,
and we’ll send you $50 cash if they purchase a policy.

*does not apply to medical insurance referrals

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